DEMO WEBSITE — Concept design created by AIM Consultants for Sequestration Help Not a live or published site
Debt Relief Under the National Credit Act

Your debt doesn't have to
define your future.

If creditor calls, repossession threats, or a looming foreclosure have taken over your life, sequestration may be the legal path back to stability. We guide you through every step — confidentially, and without judgement.

Confidential Legally Compliant No Deposit Required
What Is Sequestration

A legal process built to give you room to breathe.

Sequestration places you under the protection of the court and an appointed trustee. It doesn't erase accountability — it restructures it, so you can repay what you can genuinely afford while your rights are protected.

01

Court Protection

Garnishee orders, repossession and creditor harassment are legally required to stop once you're placed under protection.

02

Affordable Repayments

You make a single monthly payment set at what you can realistically afford — your trustee distributes it among creditors.

03

Debt Resolution

After a defined period, typically three to five years, remaining qualifying debt can be written off entirely.

04

What You Keep

Essential household items and the tools of your trade are generally protected throughout the process.

Is This You

Sequestration tends to help people who are:

  • Carrying more debt than their income can service
  • Missing monthly payments despite their best efforts
  • Facing constant calls and letters from creditors
  • At risk of losing a vehicle or home to repossession
  • Ready for a legitimate, structured fresh start
A Reminder

Your debt doesn't have to define your future. There is a lawful, structured way out — and you don't have to work it out alone.

The Process

Five steps, each one loosening the chain.

Every case moves through the same structured path — from first conversation to the day the debt is finally behind you.

Assessment

We listen first

We review your full financial position and tell you honestly whether sequestration is the right route.

Application

Court application

We prepare and submit the application to have you formally declared sequestrated.

Protection

Action stops

You're placed under the court's protection. Creditors are legally required to halt collection action.

Repayment

One monthly payment

A single affordable amount goes to your trustee, who distributes it fairly among creditors.

Fresh Start

Debt-free future

On completion, qualifying debt is written off and you move forward with a clean slate.

Why Sequestration Help

Guidance from people who've walked this road with hundreds of others.

Real Debt Relief

We help you take genuine control of overwhelming debt instead of just managing symptoms.

Sequestration Experts

Professional, up-to-date guidance through every stage of the legal process.

Personalised Support

Compassionate, confidential help at every step — no judgement, ever.

★★★★★

I didn't even understand what sequestration meant when I first called. What felt impossible became manageable within one honest conversation — and for the first time in months, I felt hopeful about my future.

— A Sequestration Help Client, shared with permission
Ready When You Are

You're not alone. We can help — starting with one confidential call.

There's no cost, no deposit, and no obligation to move forward. Just an honest look at your options.

Cleo
Client Consultant
082-376-1020
079-198-0815 (WhatsApp)
cleo@sequestration-help.co.za
Confidential Professional Caring